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Life & Disability Insurance
Protect your family and the income that supports them.
Two risks that quietly threaten everything else
Life insurance protects the people who depend on you if you die. Disability insurance protects your income if you are alive but cannot work. For self-employed professionals and business owners, there is no employer plan behind either one.
- Life insurance. Coverage sized to your real obligations: income replacement, debts, business interests, and legacy goals.
- Disability income insurance. Monthly benefits to replace a portion of your income during a covered disability.
- Business owner coverage. Key-person and buy-sell funding to protect partners and the company.
Roberto Garza is licensed in Texas for life and disability insurance. Coverage, eligibility, and pricing depend on the carrier and underwriting. Policies have limitations and exclusions.